Managing Your Finances

It is important to maintain healthy financial habits while in college and beyond. Below are a number of resources to help you with managing your finances.

is a free and non-commercial online financial education resource available for NICC students. Register at using your NICC email and code 5625 or directly at . It takes a whole-life approach to personal finance, offering six main areas of learning:

1. Earn: Estimate financial effects of current and future employment.
2. Save and Invest: Grow personal assets to build savings and financial security.
3. Protect: Protect financial resources, personal property and identity.
4. Spend: Manage cash flow to meet financial goals and navigate financial obstacles.
5. Borrow: Control personal credit and debt.
6. Pay for Education: Create and implement a strategy for funding higher education.

- The NICC Library is a great resource for all kinds of financial fitness guidance.
Community and Crisis Resources: NICC can help guide you to local resources that may provided assistance with educational expenses.
: NICC partners with Inceptia to provide students additional guidance in paying back their federal student loans. Inceptia may contact you on behalf of NICC in order to assist you in connecting with your loan servicer and discuss the repayment process.
: The Office of Federal Student Aid (U.S. Department of Education) provides grants, loans and work-study funds for college or career school. Utilize this resource for learning more about how to pay for your higher education.
: Just starting school and thinking of borrowing or are you graduating and entering repayment soon? Manage your federal student loans all in one place
- Entrance Counseling
- Master Promissory Note
- Financial Awareness Counseling
- Exit Counseling
- Estimate your Payments
: Helps prospective students and their families evaluate their options for their investment in higher education.
: A free resource on career, college, financial aid and money management.
: The largest and most complete scholarship search on the Internet. FastWeb provides access to a searchable database of more than 275,000 private sector scholarships, fellowships, grants and student loans.
: One of the best collections of free student financial aid information on the Internet. This resource provides a comprehensive, objective and unbiased collection of annotated links to most financial aid resources. The page also offers the following free resources:
: Numerous financial aid calculators, including a college cost projector, a savings plan designer, a student loan advisor and a loan payment calculator.